What is payday cash advance?

Payday cash advance is a small short-term unsecured loan issued by microfinance organizations. Such loans are also referred to as “cash advances”, although the term may also refer to funds provided with a pre-established credit line, such as a credit card. The advance loans’ granting depends on the data on the previous wages of the client and his/her employment. Payday loans legislation varies widely between different countries, as well as their regions, different states or provinces.

Is your company a direct lender?

Our company is not a direct lender. Our company is a kind of referral service that has different US online lenders in the network. Our company has nothing common with decision making and oney transferral. We are not promoting any lender in out network.

What loan amount do you offer?

The lenders from our network offer the following loan amounts:

  • $200.00 – $500.00;
  • $500.00 – $1,000.00;
  • $1,100.00 – $2,500.00;
  • $2,500.00 – $5,000.00.

What to do to qualify for pay day advance?

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

In what states do you work?

Payday Advance Loans has a lisence to work in the following US states: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

We are not eligible to work in Arkansas, West Virginia, New York, Vermont.

Whether I need to send any documents?

We cannot guaratnee the lender won’t require additional documents to be approved for a loan. When connecting the lender itself, the company manager will inform you whether you need to send additional documents or not. We have different lenders in the network that require different set of documents.

How to apply for a cash advance?

All the procedure is conducted online. Fill out an application form, submit it. Our software program will process it and assessed. As a result, you will be connected with the lender. It will transfer funds to your bank account within several hours.